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Robert Ensminger Appraisers & Ensminger Auctioneers is your FHA certified appraisal company

The FHA publishes the rolls of approved appraisers for each state - Robert Ensminger Appraisers & Ensminger Auctioneers is on the roster of approved appraisers for Pennsylvania.  This indicates that we are certified and approved by the FHA to do appraisals for property loans backed by them. Part of the periodic training our staff at Robert Ensminger Appraisers & Ensminger Auctioneers undergoes deals exclusively with comprehending the FHA's documentation and their rules and procedures.
If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the money in the loan - the FHA simply backs the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income borrowers benefit the most from FHA-backed loan programs. The point of the Federal Housing Administration is to help credit-worthy consumers get approved for mortgages that they otherwise would not. Remember that the lending organization working with the the Federal Housing Administration is free to select the appraisal company with which they'll work, unlike the VA appraisal panel.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly beneficial to those homebuyers with less accessible cash.